I'd lean more on the source water side, especially since you tested it high and were not filtering. I'd be less inclined to blame bioload given you never said what the 6 fish were... 6 Lions maybe. 6 neon gobies... not your problem. If the fish are consuming all the food in a reasonable amount of time then you probably are not overfeeding. If there is excess food in the tank after feeding for an extended period of time then yes, I'd add overfeeding to the list of possible causes. Its all relative.
Thinking out loud...You never said ammonia was high, have you tested? Nitrates are a product of ammonia processing which is a product of stuff breaking down in the tank (stuff from overfeeding, bioload, dead snails etc). So I would think you would see your fish health suffering (color loss, fins tattered etc) if that was the case. The fact that Nitrates are high and other parameters are in check makes me think your source water is/was the largest cause. Someone please correct me if I am off base...